![]() But that's not as resilient as having an offline backup. Upscaling can be done directly on frames or video using software like Topaz or on. This should definitely be a contender when choosing a good backup program. The program interface is probably the easiest we've used in a backup program, even though we'd consider the program pretty advanced. Make sure you physically disconnect your external drive, otherwise a crypto-locker virus can kill both your system and your backups in one go.Īlso note that in theory, you could backup files from your PC to your laptop, and vice versa. 1) Clear Workspace - deletes all data from the workspace folder. AOMEI Backupper Standard is free backup software that supports backing up files and folders, hard drives, and even the system partition. Splunk on Reddit: Create standby backup instance of a >r/Splunk on Reddit: Create. This assumes you have enough external drive space.Īn alternative is just to have three copies of the script, each with a different destination. Splunk is a software platform widely used for monitoring, searching. and now you'll have 12 backups, current month, last month, 2nd last month, etc, and you can run it weekly. To this: for /F "tokens=2,3,4 delims=/ " %i in ('date /t') do set month=%i Browse through the backup itself, make sure it looks complete and is updated.įor something a bit more advanced, make a copy of the script and change the target path, from say this. Make sure and pay attention to the output, make sure it's doing what you expect, and isn't running into errors. An alternative is to backup your entire c:\users\yourname\ folder. If necessary you can do that for each of the 20 folders and then (if this doesn't intimidate you too much) - you can merge all the scripts into one. When you test it out, you'll be able to save the script. By Ed Tittel Computerworld 3:00 am PDT Getty Images When things go wrong with Windows, as. Note the "save script" button on the bottom of the screenshot on that page. Here are the best free Windows backup and recovery tools with step-by-step instructions. but let's assume you're not too technologically challenged. ![]() ![]() I also have BackBlaze and OneDrive for file backups, those are subscriptions though. Cyber Protect Home Office (previously named Acronis. I do have the paid version, it adds more features, but the free one works great too. There’s a reason Acronis is renowned in the world of backup software. I'm going to assume you are not a technical user. Best Prices Today: 29.99 at PCWorld Software Store 49.99 at Acronis. How big of an external drive do you have? How much data is it, all told for all 20 folders? All they all in one general place like your Documents folder, or spread around? Where do those folders live? On the desktop, or the laptop, or both? Are they sync'd to each other, or is it a manual shuffle?
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![]() You'll need to present your ID card and order receipt at pick up. You'll be notified as soon as your product has arrived at the location. How does Pick Up In Store work? Simply select the pick up location you want your eyewear delivered to and complete the purchase. We offer eye exams, prescription care, free fittings & adjustments, and guidance on everything in our collection, from lens types to face shape. What after care services are available in store? Our store team are ready to assist you with every stage of your Ray-Ban journey. We offer same-day collection for standard products, excluding prescription and custom styles. Then enter an address or city to search for the nearest store with the product available and add it to bag. How do I see if a product is available in store? On the product page, click on “Find in store”. We’ll set up your smart glasses return FREE & EASY RETURNSīy mail or in store pickup-in-store AFTER CARE IN STORE Shop online, find your nearest store smartglasses-icon GET STARTED IN STORE Behind a 12-seat sushi bar, the chef Mario Payn serenely prepares nigiri after nigiri as he monitors the pacing of each diner’s 18-to-20-course omakase meal. VIEW FAQS pickup-in-store FREE PICK UP IN STORE Download it from App Store or Google Play⁽²⁾. With the Facebook View app you can import and edit captures, create and share unique content, and manage settings. Fully charged glasses last up to 6 hours, and a fully charged carrying case provides 3 additional charges. CHARGING CASEĬharge your frames on the go with the portable charging case. Play your music, activate the camera, or connect with someone – all in a single touch with the hyper-responsive touchpad and capture button. Just say, “Hey Facebook” to tell your glasses to take a photo, record a video, play and pause music, send a message, or make a call. And the 3 built-in microphones capture in all directions so you get rich voice and sound quality for calls and videos. ![]() AUDIOĭiscrete open-ear speakers let you seamlessly switch between listening to music and the world around you. Capture from a first-person perspective and enjoy consistently high quality content thanks to the automatic light adjustment and stereoscopic photo depth. There will be discounts, especially for students.Įnd of season clearance: At the end of each season, The New York Times Store may offer clearance sales on products related to that season, that may be the biggest discount event, even up to 70% off.Take photos and videos hands-free and stay immersed in the moment. Spring and summer sales: The New York Times Store may offer seasonal sales and promotions during the spring and summer months, usually called Spring Sale and Summer Saleīack-to-school sales: The New York Times Store may offer sales and promotions on for the back-to-school season. Some of the seasonal sales and events include:īlack Friday and Cyber Monday: These are some of the biggest shopping events of the year, and The New York Times Store usually offers significant discounts on a wide range of products during these events.Ĭhristmas and holiday season: During the holiday season, The New York Times Store often runs promotions and sales on popular gift items. Yes, The New York Times Store typically offers seasonal sales and promotions that include discounted products. Happy Saving □ĭoes The New York Times Store offer seasonal sales ![]() Try the coupon codes is meet your shopping cart, or just click the deals and hot sales. Manual □ġ00% Genuine: we only offer 100% Genuine The New York Times Store coupon code or discount sales. □Ĭooperation: The New York Times Store may cooperate with us and ask us to post exclusive discounts on this page. of course, our data engineers will handle it. □Īffiliate: The New York Times Store may publish discount codes or offers on the affiliate platform. ![]() □įollow The New York Times Store on social media: The New York Times Store may promote discount codes or offer special deals through their social media channels, so it's worth following them on platforms like Facebook, Twitter, or Instagram. The New York Times Store website: The New York Times Store sometimes offers discount codes directly on their website, so it's worth checking their homepage or promotions page to see if there are any current offers available. How we find these The New York Times Store discount codes and offers Our Navy Surplus store provides you with the chance to find the military supplies and equipment used by the best the Navy has to offer. The Navy has a storied history of dealing with harsh conditions on land and sea, so the Navy's veteran and military surplus gear are a hot commodity. The US Marines are one of the most respected outfits in the world why not have the same military supplies and equipment that makes them great? Our Marine surplus store carries military outdoor supplies that a Marine would use to navigate unknown terrain and survive in extreme conditions. Our army surplus store carries the type of milsurp gear that will have you ready for any situation that might arise. We feature a wide range of products that have been in use by the American army in one form or another for years. Buying military surplus online has never been this easy. We have an extensive network that allows us to offer our products to every corner of the U.S. ![]() Quick and safe delivery: All you need to do is choose the right outdoor gear or outdoor equipment, and it will be delivered to your doorstep without any issue. We might have a long list of brands on our website, but they all belong to the top tier in terms of quality. Quality brands: We have built a stringent policy for listing brands on our website since we provide only quality products to our customers. Since we are one of the most popular tactical stores all across the U.S., we encompass all from simple bags and backpacks to highly advanced self-defense tools. Your budget will never stand between you and your required product.Ī wide array of products: It doesn't matter which type of military gear or clothing you are looking for you will find everything you can need at Gear Up. Serving more than just the Orlando area, our Titusville, Florida-based military surplus store can ship anywhere in the United States and provide you with the military outdoor supplies and survival gear you need! Why Buy From Gear Up?Īffordable price: We know that no one wishes to end up burning a hole in their pocket while buying military surplus supplies and equipment we use our experience and expertise to provide you with the best options at the best rates. Some of our most highlighted products include self-defense tools, milsurp gear, veteran gear, bags and backpacks, tactical gear, survival supplies, and much more. Our product range includes all you can imagine when it comes to an army surplus online store. Since we have been operating as a military outdoor supplies and equipment store for quite a while now, we are thoroughly aware of our consumers' needs. A similar hose was also used with the ZP-10 rebreather.It doesn't matter whether you are looking for military supplies and equipment we provide it all. Hoses for the M10 were used to connect to central air ventilation in bunkers. ![]() The rebreather weighs 12 kg, and can provide 4 additional litters of air. The rebreather was intended to be used for escape purposes only, at depths of 10 meters or above. The hoses, stated below are used for those. There is a rebreather unit for this mask, called the ZP-10 (not included). And remains in use today by the Czech Republic. The M10 mask was used by both Czechoslovakia and East Germany. Due to the different inhale sizes, and cap attachments. The M17's outserts have been found to fit with M10, but are noticeably smaller, and the filters are not interchangeable between the masks. The head harness varies as the M10 head harness is made of a thicker grey elastic fabric with a rubber head pad and large rubber pull tabs. The filter openings are larger and threaded. Instead of the M17 style exhale, where the valve is covered by rubber and forced out through the bottom of the housing. The exhale system is different, having a metal housing with the exhale pointing directly outwards. The Czechoslovakian M10 is heavily inspired by the US M17, but has many clear differences. After Cold War it was replaced in Czech by M90. The M10 was one of many Warsaw Pact clones of the M17 mask, and was issued to Czechoslovakian People's Army and East German's National People’s Army. M10 gas mask with filter and bag An M10 gas mask and included filter and bag that is perfect as either decoration or for the masquerade. ![]() The first house indicates physique and self-expression. The traits below are general indications which will change depending on the influence of the factors listed above. It is not possible to give a fully accurate reading without considering the various elements of the chart, including planetary combinations, aspects, friendships, directional strength, and more. Sun in Gemini in the 12 HousesĮvery natal chart is unique. Gemini is the sign of the twins, and one effect of this sign is that you may be raised by someone who is not your mother, or you may have a strong second mother figure in your life. You will almost always have enough money to buy whatever you need. ![]() You do not live lavishly, but you do like to spend money on the things that are important to you. You will earn well throughout life. Your ability to learn new things as well as your talent for communication makes it easy for you to find work and make money. You can succeed in a career related to the communications field, such as broadcasting, performance, writing, marketing, sales, and so on. You are a clear and convincing communicator, and you know how to speak in a way that pleases others. You are a good communicator. Gemini is ruled by Mercury, the planet of self-expression. Whenever you are studying, reading, writing, or speaking, you are in your element. These qualities ensure that you will take full advantage of your schooling. You have a strong memory and a natural fondness for learning. You are likely to have a very good education in life. You may choose to take up the study of psychology or astrology, and others may come to you for guidance and help in their personal lives. You have a sharp mind and you are very good at solving complex problems. However, the following general traits are likely to be found in a native whose Sun is in Gemini: The influence of the Sun in a birth chart will change depending on which house it is located in, its relative position in relation to other planets, as well as other factors. Gemini influences its planetary lord in the following areas: Gemini is assertive, bold, and dispassionate. Gemini is adaptable and multi-talented.Ī masculine sign. He brings a curious and performative energy to the house he inhabits.Īn air sign. Gemini is imaginative, logical, and intellectual.Ī dual sign. Mercury is known as the planet of logic, learning, and intellect. In an astrological chart, it indicates areas where you are expressive and experimental in your efforts. ![]() In Vedic astrology, Gemini is known by the Sanskrit name mithuna, or “the twins.” The sign of Gemini possesses a charming, talkative, and humorous nature. LEARN MORE: The Puranas provide an advanced understanding of our universe, including descriptions of life on other planets. Self-sacrifice, self-realization, and religiosity.Health, eyesight, and general well-being.In an astrological chart, the Sun governs the following: The sun travels through the twelve signs of the zodiac exactly once per year, and moves through each sign at the rate of approximately one sign per month. The movement of the sun is also the basis for the Gregorian calendar, which is used by most of the modern world. WeekdayĪs the leader of the planets, the sun’s weekday is Sunday, the first day of the week. According to Vedic theology, the sun is an expansion of God. In astrology, the sun is considered the king of the planets. Sun: The Planet of Selfhood, Rulers, and HealthĪs the powerhouse that makes life possible on our small planet, the sun has been worshiped in many ancient human cultures for its radiant and rejuvenating qualities. Do you have the Sun in Gemini in your horoscope? If so then this article is for you. In this article we provide a detailed overview of the Sun in Gemini as well as its impact in each of the 12 houses of the zodiac. ![]() Voicemeeter Virtual I/O All Audio Interfaces Support: MME, Direct-X, KS, WaveRT, WASAPI, and ASIO ![]() Voicemeeter Banana Advanced Audio Mixer Universal Virtual Audio Device to connect everything together The Integrated Tape Deck will RECORD or PLAY any audio sources or audio files withĪ single click of your mouse (WAV, AIFF, BWF, MP3 + MP4, M4A, MOV, AVI, WMA, WMV.). With 8 Channels, 6 Cells, and Full Parametric EQ on all busses, you can now correct 5.1 or 7.1 diffusion or use the multi-channel EQ as aĬrossover to drive 2, 3, or 4 way Stereo P.A. ITunes and audio pro DAW can be connected together with Voicemeeter and provide incredible new audio experiences! DVD players, USB MIC, ASIO board, Video Game, ![]() With any audio application(s) in an easy way with unparalleled control on sound quality. It is now possible to connect and mix any audio source(s) Voicemeeter is revolutionizing the way audio is managed on Windows PC's. Voicemeeter Banana The Advanced Virtual Audio Device Mixer For Windows ! Thanks to all to talk about our applications, feel free to contact us to let us know about your last video, review, use case. Take a look on the last Video to watch or the last article to read about Voicemeeter. For volume licensing / commercial distribution, you may contact us to get quotation / agreement. Thanks for your participation!įor any professional use, you may pay the recommended license price on the webshop. Voicemeeter Banana is distributed as Donationware!įor END USER, Voicemeeter Banana is free to use! You pay what you want when you want if you find it useful. This Package installs both programs: Voicemeeter & Voicemeeter Banana. INSTALLATION: Run Setup program in administrative mode / Reboot after installation (and Reboot after de-installation). VoicemeeterProSetup exe (25.3 MB - NOV 2022) Install Voicemeeter Banana on your Windows PC. Standalone Application and Virtual Audio Device supporting MME, DX, KS, WDM, ASIO interfaces (XP to WIN11 32/64 bits) Voicemeeter Banana is an Advanced Audio Mixer Application endowed with Virtual Audio Device used as Virtual I/O to mix and manage any audio sources from or to any audio devices or applications.įor first use, it's highly recommended to follow user manual step by step, especially step ZERO of the documentation. Get more info and user guide on Voicemeeter dedicated website: VOICEMEETER BANANA Advanced Mixer. ![]() There's also the fact that, while I know most people seem to agree that minimalist boards are king, there are so many features that I personally feel -should- be on these boards that simply aren't (Such as dedicated volume controls, dedicated windows key lock button, RGB on more than a handful of models, and things like RealKey tech for reduced debounce times, etc) and when I consider these omissions, I just wonder how you guys can still consider them "the best." It doesn't seem like too large or difficult a list of extra features to request, and yet these companies couldn't be bothered to include them? (I know some do, but idk, I feel like this stuff should be standard, but that's definitely opinion based, I admit.)Īnyway, I am not here to flame these minimalist boards, quite the contrary. It's hard to gauge quality from looking at pictures of these boards that aren't terribly distinct from eachother, and without being able to hold them, and type on them etc, I also just have this instinctive assumption that they appear cheap flimsy things >_> (and I -KNOW- that's incorrect just based on the raw number of people that say the exact opposite.) Forgive me for that statement as I know it's probably blasphemy to say, but aside from the differences in layouts, like 60%'s, TKL's, Full-Sized, etc, they almost all just appear to have smallish bezels, are generally plastic cases, and are just small by design. I guess the problem I have however, is the simple fact that almost all of these "minimalist" keyboards that get so much attention here (Like Duckys, Filcos, Cooler Masters, pok3r's, etc etc) they all simply. So basically, all I have to go on is what I have looked up online, and the various reviews I've seen from people that have owned them. well lets just say I doubt there are any $7.00 "Test Ducky's" online I can order to really see and feel the quality in person XD When it comes to Ducky keyboards however. ![]() Thing is, if I want to choose a new mechanical switch, I can order a cherry switch tester online or go to a bestbuy and have hands on experience with them to make an informed decision. Forgive the somewhat cynical title if you don't mind XD ![]() The study demonstrates thepotential of Doppler radar to provide additional information to forecasters on ne spatial andtemporal characteristics of frontal cyclogenesis. The SOUSY-VHF-Radar consists of a transmitting array, also used for receiving in some configurations, that can be scanned in the off-vertical direction but not at sufficiently low elevation angles to study the horizontal extent of structures. sequence of Doppler radar observations obtained during the PADRE project is used to identify aregion of dry-air intrusion in a frontal system approaching the Alps. An experiment carried out by ROTTGER (1979) on March 15 to 16, 1977, showed that the radar's sensitivity to the vertical temperature structure could also be used to locate the position of fronts. Comparisons between radar data and radiosonde data have shown that there is a large gradient in the radar reflectivity at the height where the radiosonde tropopause occurs. What most people are concerned with is precipitation, which, in meteorology (the study of weather), is any. Since 1977, the facility, operated by the Max-Planck-Institut fur Aeronomie, has been used to make a series of frontal passage observations in the spring and fall. As of 2014, there were 45 operational TDWR-Supplemental Project Generator (SPG) radar. ![]() airports with frequent exposure to thunderstorms. The system is primarily used to detect hazardous wind shear conditions, precipitation, and winds over and near major U.S. the 'surface map,' 'frontal map,' 'pressure map,' or 'newspaper weather map.' These maps typically show high and low. 1.Understand general concepts of precipitation. The SOUSY-VHF-Radar is a pulsed coherent radar operating at 53.5 MHz and located near Bad Lauterbert, West Germany. The Terminal Doppler Weather Radar (TDWR) network is a Doppler weather radar system operated by the Federal Aviation Administration (FAA). Thus, it has been possible to use radars operating at frequencies near 500 MHz to locate the tropopause. It's becoming harder and harder to find the classic 'weather map,' a.k.a. Wavelengths around 6 m are known to be sensitive to the vertical temperature structure of the atmosphere (GREEN and GAGE, 1980 RASTOGI and ROTTGER, 1982). Experiments in winter have been difficult because part of the transmitting and receiving array is usually covered by snow during that part of the year. The additional Doppler dimension allowed us to reduce the reso-lution requirements in terms of aperture size and number of elements along the two cross-range dimensions. The multiple point scatterers on the human body were resolved on the basis of unique Doppler, azimuth and elevation. Observations of frontal zone structures with a VHF Doppler radar and radiosondes, part 1.2A The SOUSY-VHF-Radar is a pulsed coherent radar operating at 53.5 MHz and located near Bad Lauterbert, West Germany. Doppler radar with a multiple element uniform planar array. ![]() The Quintero brothers were ship owners from Palos. The owner of La Pinta was Cristóbal Quintero. The New World was first sighted by Rodrigo de Triana aboard La Pinta on 12 October 1492. But he adds that a full excavation must be carried out to be sure. La Pinta (Spanish for The Painted One, The Look, or The Spotted One) was the fastest of the three Spanish ships used by Christopher Columbus in his first transatlantic voyage in 1492. Professor Charles Beeker, who directs the Indiana University's Office of Underwater Science and who has visited the wreck with Clifford, tells Keys that there's "some very compelling evidence" that the wreck is the Santa Maria. When they returned recently, "all the key visible diagnostic objects including the cannon had been looted by illicit raiders," The Independent's archaeology correspondent, David Keys, reports. Now they're working to prove its identity as the ship that sailed from Spain along with two smaller ships, the Pinta and the Niña.īut verifying the wreck's identity will be harder now than it would have been in 2003, when Clifford took photos of the site that included a cannon like what the Santa Maria would have carried. It turned out that Clifford's team had already located a wreck in that spot, in 2003. It is believed that Columbus ordered some of the ship's timbers stripped from the wreck in order to build a fort on land near the shore.Ī hand-drawn map by Christopher Columbus shows the northern coast of Española (Hispaniola), where his flagship, the Santa Maria, sank in 1492. The Santa Maria sank after hitting reefs off the Haitian coast around Christmas of 1492, months after arriving from Spain. That discovery led to a project with National Geographic. "The Haitian government has been extremely helpful - and we now need to continue working with them to carry out a detailed archaeological excavation of the wreck."Ĭlifford is a well-known wreck hunter, having found the pirate ship and former slave vessel the Whydah, which sank off the coast of Cape Cod in 1717. "All the geographical, underwater topography and archaeological evidence strongly suggests that this wreck is Columbus' famous flagship, the Santa Maria," Clifford tells Britain's The Independent. Undersea explorer Barry Clifford says he thinks he has found the ship in waters off of Haiti's coast. But now there are reports that the Santa Maria, the largest ship among the trio that made Christopher Columbus' first expedition to North America, may be found. It's been missing for more than 500 years. ![]() The location of the Santa Maria has been a mystery an explorer says he might have found it. The bow of the shipwreck, Pinta, located about 8 miles off Asbury Park, NJ, is a 500 ton Dutch freighter that sunk after a collision with the SS City of. A photograph of a replica of one of Columbus’ three ships, the three-masted caravel, Pinta.A 2011 photo shows a replica of Christopher Columbus' flagship, the Santa Maria, off the Portuguese island of Madeira. It’s unknown if the Niña and the Pinta, which were smaller caravels, ever returned to the New World after their voyage home, or if they sailed elsewhere. Columbus ordered it stripped, using its timbers to construct a village he named La Navidad. The largest of Columbus’s fleet, the 150-ton vessel grounded in present-day Haiti on Christmas Day, 1492. Only the fate of the Santa Maria is known. 12, 1492, ending the pre-Columbian era in the New World. The 15th century explorer landed in the present-day Bahamas on Oct. “Ships lost in cold, dark, deep water have a much better chance of staying intact and maintaining their ‘time capsule’ value,” he said. Bettmann ArchiveĪnd 500 years of hurricanes would be no friend to a beached hulk, either archaeologist Donald Keith told the magazine. A chromolithograph by Louis Prang and Company. If Columbus’ ships sunk in a region like the Caribbean, they would have easily been consumed by a species of wood-eating mollusk, known as “termites of the sea,” the magazine reported. No one knows whether the vessels, two of which eventually returned to Europe, ended up, if they even survived or were eventually wrecked. 12, 1492, ending the pre-Columbian era in the New World.ĭespite being the find of a lifetime for curious archaeologists and shipwreck chasers - the three ocean-going sailing ships have never been found, according to National Geographic. More than half a millennium after Christopher Columbus sailed the ocean blue, the physical remains of his three ships - the Niña, the Pinta, and the Santa Maria - remain lost to history. We must rescue America’s heroes from those who tear them down ![]() Vandals spray-paint ‘Murderer’ on Central Park Columbus statue Photos show pair who scrawled ‘Murderer’ on Christopher Columbus statue: NYPD ![]() Vikings were in the Americas 500 years before Christopher Columbus: study ![]() Both archiving tools saturated the CPU in our tests.We compared xz to pigz, a gzip implementation that uses multithreading for faster compression and decompression. To test this claim, we used the same 818 MB CSV file, and the same computer with six CPU cores and hyperthreading, as we used to test gzip in Linux. Previously, we stated that xz creates smaller archives than gzip. Unlike xz, tar doesn’t delete the archive file after the extraction is completeĥ.Because of the v option, tar shows which files are extracted from the archive.tar does this automatically by inspecting the file and detecting the xz compression We don’t have to tell tar to decompress with xz.We decompress the file and extract its content into the current directory. ![]() ![]() Please note that we removed the J option here because –use-compress-program already sets the compression program.ĭecompressing a tar archive with xz is also a single step and identical to gzip (except for the different file extension): tar xvf Here, we specify the minimum compression level 1: tar cvf -use-compress-program='xz -1' *.csv We use this option to set the compression level, too. Tar allows setting the compression program through the –use-compress-program option. Which xz compression level does tar pick? It depends on our version of tar, but it probably is the default compression level 6. Unlike xz and gzip, tar doesn’t delete the input files after it creates the archive.Because of the v option, tar shows which files are added to the archive.The J option enables compression with xz.We compress all files with a csv extension in the current directory into the compressed archive,. ![]() Notification of approval may be express or by implication. Once a creditor has obtained all the information it normally considers in making a credit decision, the application is complete and the creditor has 30 days in which to notify the applicant of the credit decision. Timing of notice - when an application is complete. (a) Notification of action taken, ECOA notice, and statement of specific reasons -ġ. ![]() See interpretation of this section in Supplement I For example, if the creditor tells the consumer that it would not approve an application for a mortgage because of a bankruptcy in the consumer's record, the creditor has denied an application for credit. On the other hand, a creditor has treated a request as an application, and is subject to the adverse action notice requirements of § 1002.9 if, after evaluating information, the creditor decides that it will not approve the request and communicates that decision to the consumer. For instance, a creditor may treat the request as an inquiry if the creditor evaluates specific information about the consumer and tells the consumer the loan amount, rate, and other terms of credit the consumer could qualify for under various loan programs, explaining the process the consumer must follow to submit a mortgage application and the information the creditor will analyze in reaching a credit decision. Whether a creditor must provide a notice of action taken for a prequalification request depends on the creditor's response to the request, as discussed in comment 2(f)-3. The notifications required under § 1002.9 may appear on either or both sides of a form or letter.ĥ. Notification occurs when a creditor delivers or mails a notice to the applicant's last known address or, in the case of an oral notification, when the creditor communicates the credit decision to the applicant.Ĥ. (The creditor must comply, however, with the record retention requirements of the regulation. When an applicant expressly withdraws a credit application, the creditor is not required to comply with the notification requirements under § 1002.9. In notifying an applicant of adverse action as defined by § 1002.2(c)(1), a creditor may use any words or phrases that describe the action taken on the application.Ģ. The regulation does not require that a creditor use the term adverse action in communicating to an applicant that a request for an extension of credit has not been approved. |
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